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Tamar is twenty-nine years old; she lives in a small village with her mother. She has a store where she sells food, various consumer goods and gifts. She has carried out this activity by herself for more than a year and has become well-known in her village as well as nearby ones. The numbers of her regular clients increase every day. The total average monthly income of the family is 400 Lari. With the sales from her business she covers household expenses, and also reinvests some of her profits in the store.

Tamar requested a loan to increase the stock in trade in her store. With the increased stock she will be able to attract new customers. This will expand the sales from her business and she will get increased profit. With the increased amount of profit she will be able to reinvest more in her business and the living conditions of the family will improve.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 38
    View loans »
    Georgia Loans Fundraising
  • $7,807,625
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Tamar to increase the stock in her store.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
May 18, 2012
May 25, 2012
Currency Exchange Loss:
Sep 15, 2012