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José Salvador
José Salvador lives with his family, his wife and daughter, in their family home. José is a very responsible and honest man. In his desire to give his family a better quality of life, he works very hard to bear the household expenses. For this reason, during the week he is employed by a project which is being developed in his town, and at the weekends he cultivates corn and takes any building work which becomes available.

José Salvador has come to request this loan to allow him to purchase seeds, fertilisers and insecticides so that he can sow this year's crop, since the adverse rainy conditions last year meant that he lost his crop. José Salvador has a lot of experience in agriculture, and this is why he is confident that once he obtains funding for the cultivation, he will recover the costs and raise the necessary income for his wellbeing and to develop next year's harvest. He hopes to have an abundant harvest with which he can continue to bring sustenance to his family, who greatly depend upon the outcome of the crop.
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José Salvador, vive junto a su familia, esposa e hija, en casa de habitación familiar. José es un hombre muy responsable y honesto. En su deseo de brindar a su familia una mejor calidad de vida, se esfuerza trabajando muy duro para sobrellevar los gastos del hogar. Por ésta razón, durante la semana es empleado de un proyecto que se desarrolla en su localidad, y los fines de semana los dedica al cultivo de maíz, y a prestar algún servicio de albañilería que surja. José Salvador, se ha presentado a solicitar este préstamo que le permita adquirir semillas, fertilizantes e insecticidas para poder sembrar éste año; ya que las adversas condiciones de lluvia, el año anterior le hicieron perder su cultivo. José Salvador cuenta con mucha experiencia en agricultura, por lo que confía en que al obtener financiamiento para cultivar, recuperará los costos y obtendrá los ingresos necesarios para su bienestar y desarrollar la cosecha del próximo año. Espera obtener una cosecha abundante con la cual pueda seguir llevando el sustento a su familia, la cual depende en gran medida de los resultados de la siembra.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 681
    View loans »
    El Salvador Loans Fundraising
  • $24,309,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Expired
A loan of $1,075 helped José Salvador to buy seeds, fertiliser and insecticides.
Repayment Term
27 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 30, 2012
Listed
Jun 3, 2012
Currency Exchange Loss:
N/A
Expired:
Jul 3, 2012