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Anara is 35 years old and raising three school-age children.

In 2000, in search of a source of income to support her family, she started her own business selling women's and children's clothes with an initial amount of 5,000 som (KGS). Through persistence and hard work, Anara was able to expand her business and she is now making a monthly income of 15,000 som (KGS).

Her assortment of merchandise is currently limited, and this is why she has turned to Bai Tushum & Partners for a loan of 120,000 som (KGS).

With the earnings from her loan, Anara is planning to perform some repairs in her apartment and, in the future, she will invest her profits into expanding her business.
View original language description ↓
Анаре 35 лет, воспитывает 3 детей школьного возраста. В 2000 году, в поисках источника дохода для своей семьи, Анара начала свой бизнес в торговле женской и детской одеждой со стартовой суммы в 5,000 сом (KGS). Благодаря настойчивости и упорному труду, Анара сумела развить свой бизнес с ежемесячным доходом в 15,000 сом (KGS). На сегодняшний день ассортимент товаров не представлен в изобилии, и по этой причине Анара обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 120,000 сом (KGS). Доходы от кредита Анара планирует вложить в ремонт квартиры, а в дальнейшем - в развитие бизнеса.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 57
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,291,700
    Funds lent in using Kiva
  • 47.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,550 helped Anara to broaden her assortment of merchandise.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 24, 2012
May 27, 2012
Currency Exchange Loss:
Nov 17, 2013