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Khamida is 46 years old, she is a widow and has 5 children. For 10 years, Khamida with her late husband built furniture and as a source of extra income raised livestock, having started this business by purchasing three geese. Today, Khamida owns 10 heads of small livestock, and 2 cows with calves. Her farm and workshop bring in 8,000 somoni (KGS) in income per month.

In order to further grow her business, Khamida has turned to Bai Tushum and Partners for a loan of 130,000 somoni (KGS) to purchase additional livestock. Khamida plans to use the earnings from her loan to further grow the farm and workshop of her husband.
View original language description ↓
Хамиде 46 лет, вдова, имеет 5 детей. На протяжении 10 лет, Хамида вместе с покойным мужем занимались изготовлением мебели и в качестве дополнительного источника –животноводством, начав этот бизнес с покупки трех гусей. В хозяйстве Хамиды на сегодняшний день имеется 10 голов мелкого скота, 2 коровы с телятами. Хозяйство и мастерская приносят 8,000 сом (KGS) дохода в месяц.
В целях дальнейшего развития своего бизнеса, Хамида обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 130,000 сом (KGS) на закуп дополнительных голов скота. Доходы от кредита Хамида планирует вложить в дальнейшее увеличение хозяйства и мастерской мужа.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 63
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,891,700
    Funds lent in using Kiva
  • 47.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,775 helped Khamida to purchase livestock.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 24, 2012
May 26, 2012
Currency Exchange Loss:
May 17, 2014