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Kulbara is 50 years old, married and has two children. To provide a primary source of income for her family, she has been involved in animal husbandry since 2002, having started this business with an initial sum of 15,000 som (KGS). Today, her business contains seven goats, four cows with calves and yields about 15,000 som per month from sales of milk and milk products. In order to further develop her business, Kulbara requested a loan in the amount of 35,000 som (KGS) from the "Bai-Tushum and Partners" company to buy additional heads of livestock. She plans to invest the earnings from the loan into a continued expansion of her business.
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Кулбаре 50 лет, замужем, воспитывает 2 детей. Кулбара в качестве основного источника дохода для своей семьи, с 2002 года занимается животноводством, начав этот бизнес со стартовой суммы 15,000 сом (KGS). В хозяйстве Кулбары на сегодняшний день имеется 7 коз, 4 коровы с телятами, что приносит ей около 15,000 сом в месяц с продажи молока и молочных продуктов.
В целях дальнейшего развития своего бизнеса, Кулбара обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 35,000 сом (KGS) на закуп дополнительных голов скота. Доходы от кредита Кулбара планирует вложить в дальнейшее увеличение хозяйства.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 89
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,001,375
    Funds lent in using Kiva
  • 47.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Kulbara to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 24, 2012
May 25, 2012
Currency Exchange Loss:
May 17, 2013