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Iliana Doris
Iliana is 26 years old and she lives in Playas with her family. Her husband David works with her producing and selling plantain chips. She has 3 children who are studying at a public school.

Iliana started up her business making fried snacks in small quantities which she sold by walking through the streets with a basket where she carried the product. This method of selling wasn't very profitable for her as she had to cover many districts and sometimes she didn't even sell half of her product. After a while, she thought of offering her product to the food stalls selling 'encebollado', as they have a higher demand because they stay open all night. With a big smile, she tells us that it was the best idea she's ever had. She currently has 3 tricycles selling plantain chips, two located outside schools and the other on the seafront. She has been in this business for seven years and it is going very well for her, so much so that her husband is one of the sales managers. Her day begins at 7am and ends at 11pm. Until now, they haven't had any problems and they hope to continue in this way.

With the loan she is requesting, she will buy ingredients and utensils necessary to make her product. Her greatest dream, which she considers to be within her reach, is to buy a machine to make the product and to form a small business.
View original language description ↓
Iliana tiene 26 años, vive en Playas junto a su familia. Su esposo David se dedica también a la producción y venta de chifles. Tiene 3 hijos que estudian la escuela fiscal. Iliana empezó su negocio de elaboración de frituras en pocas cantidades, vendía recorriendo las calles con una canasta donde llevaba el producto. Esta forma de venta no le resultaba muy beneficiosa ya que recorría muchos sectores y a veces no vendía ni la mitad de su producto. Después de un tiempo se le ocurrió ofrecer a los puestos de venta de encebollado ya que su demanda es mayor porque permanecen toda la noche abiertos. Con una gran sonrisa nos comenta que fue la mejor idea de su vida. En la actualidad tiene 3 triciclos vendiendo chifles, dos ubicados en escuelas y el otro en el malecón de playas. Tiene siete años con el negocio y le va muy bien, tanto que su esposo es uno de los encargados de la venta. Su día empieza desde las 7 de la mañana hasta las 11 de la noche. Al momento no han tenido ninguna dificultad y esperan continuar de esa manera. Con el préstamo que solicita comprara materia prima para la elaboración y utensilios para el uso. Su mayor sueño el cual no cree inalcanzable es comprar una máquina para la elaboración del producto y formar una microempresa.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 51
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD