Santa Cruz De Mechoacan Group
Update on Santa Cruz De Mechoacan GroupThe new members of the group are Hilmelda, Leticia, Maria, Emilia, Maria and Herminia. They all have various activities: selling chicken tamales and making napkins. Leticia is a humble and hardworking person; she has been making embroideries such as napkins and tablecloths for three years. What she likes most about her business is to welcome customers and have their orders ready on time, since her customers order napkins. She also sells various flavours of tamales: chicken, pork rib, sweetcorn jam. She makes them every three days. She says that it takes her one month to weave a tablecloth and fifteen days for a napkin. She embroiders three times a day because she has a bad back. What she likes best about this part of the business is that her mother and sisters practice the same craft. Her mother taught her when she was little and Leticia has always liked embroidery. It is the most important thing she inherited from her mother. She is very proud of her business because it is quite profitable and allows her to work doing what she loves; she works with love and dedication. One of Leticia's dreams is to see her work acknowledged and to be able to show how she makes napkins and tablecloths on her backstrap loom, which is the implement she uses the most to make her napkins. She asks for the loan in order to buy more thread, ribbons, yarn and colour thread. The members of the group thank Foundation Realidad for the help it extends to indigenous people and to people of marginalised villages.
La señora Leticia se caracteriza por ser una persona trabajadora y humilde se dedica a la elaboración de bordados como son: servilletas y manteles desde hace trece años.
Lo que mas le gusta de su negocio es atender a las personas y tener sus pedidos a tiempo ya que le hacen pedidos de servilletas.
También se dedica a la venta de tamales de pollo, costilla de marrano y dulces de elote hace sus tamales cada tercer día.
Dice que para tejer su mantel tarde aproximadamente un mes y para elaborar su servilleta tarda quince días.
Borda tres veces al día por que se cansa mucho de la espalda, lo que mas le gusta de su negocio es que su mama y sus hermanas se dedican a lo mismo su mamá le enseño desde muy pequeña y a ella siempre le ha gustado bordar es una de las herencias mas grandes que les dejo su mamá.
Esta muy orgullosa de su negocio por que le deja buenas ganancias y hace lo que le gusta, trabaja con amor y dedicación.
Uno de sus sueños es que reconozcan su trabajo y vean como se elaboran las servilletas y manteles en el telar de cintura que es lo que ella más utiliza para elaborar sus servilletas.
Ella pidió el préstamo para la compra de más hilos, listones, hilo cristal y hilos de colores.
Las integrantes de este grupo le dan las gracias a fundacion Realidad por ayudara a la gente indígena y de pueblos maquinados.
Previous Loan DetailsThis group is called "Santa Cruz de Mechoacan" because its members live in the Santa Cruz neighborhood, located in Santa Catarina, Mechoacan so that's why they named it that. All of the members do something that helps them manage economically. These women are indigenous, hard workers, and… More from Santa Cruz De Mechoacan Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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