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Nuevo Amanecer  (Cuenca) Group
In this Group: Rosa Carmelina , María Rosa Elvia, María Rosa Elena, Zoila Narcisa, Ana Rocio, Blanca Mercedes, Rosa Lastenia, Mercy Magaly
The 'Nuevo Amanecer' (New Dawn) community bank has eight members who all live in Zhidmad parish, Cuenca. This place is surrounded by lush vegetation which allows the people here to enjoy nature. The locals are kind, hard-working people who raise animals, farm and sell products. Many of them go to the city every day to work in different activities. The members of this group are women who never give up, in spite of the difficulties that they have to face every day. They are noted for maintaining their good humor and a desire to do well in life. The women work in different business activities which allow them to remain financially solvent. They also maintain the culture and tradition of their ancestors.

One of the members of this group is 37-year-old Ana. Ana is divorced but she has three children from her marriage who are 15, 14 and 12 years old. Her two older children attend high school in the city and her youngest attends middle school. Ana does not own her own home. She lives in a house that she is borrowing.

Ana takes care of her housework and her family. As is the case with many women in this situation, she also raises livestock, chickens and guinea pigs at home and then sells them in her community. She also grows crops for her family's own consumption.

Ana has been a member of the community bank for ten years. She will invest her new loan in buying chickens and feed for her animals. Her dream is for all of her children to become professionals.

The small photo is of a member who couldn't be present when the group photo was taken.
View original language description ↓
El banco comunal Nuevo Amanecer está formado por 8 socias, quienes viven por la parroquia de Zhidmad en Cuenca, lugar que se encuentra rodeado de exuberante vegetación la misma que nos permite disfrutar de la naturaleza, su gente es amable, gentil, trabajadora que se dedican a la cría de animales, agricultura, comercio y muchos salen a diario para laborar en la ciudad ejerciendo diferentes actividades económicas. Nuestras socias son mujeres que nunca se rinden a pesar de las adversidades que tienen que luchar día a día, se caracterizan por mantener su alegría y sus ganas de salir adelante, laboran en diferentes actividades las mismas que les permiten tener su solvencia económica, aun mantienen la cultura y tradiciones de sus pueblos.

Una de las socias de este grupo es la Señora. Ana, tiene 37 años de edad, se encuentra divorciada pero en su unión conyugal ha concebido 3 hijos de 15, 14 y 12 años de edad, sus dos primeros hijos estudian en un colegio de la ciudad y su último hijo en una escuelita de la localidad. No tiene casa propia por lo que vive en una casa que es prestada.

Doña Ana se dedica a los quehaceres de su hogar y al cuidado de su familia, como pasa la mayor parte del tiempo en casa se dedica criar ganado, pollos y cuyes a los que vende en su comunidad. También siembra y la cosecha que obtiene de sus campos es solo para su consumo.

Es socia del banco comunal hace 10 años y su nuevo crédito lo va a invertir en la compra de pollos y en alimento para sus animales.

Su sueño es que todos sus hijos lleguen a ser buenos profesionales.

La foto pequeña es de una socia que no pudo estar presente cuando se tomó la foto del grupo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 80
    View loans »
    Ecuador Loans Fundraising
  • $23,931,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Nuevo Amanecer (Cuenca) Group's $3,200 loan helped a member to buy chickens and animal feed.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 11, 2012
Listed
Jun 3, 2012
Currency Exchange Loss:
N/A
Ended:
Dec 15, 2012