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She's separated and has three children, all of which attend school. She lives with her family in a house she owns and does not support anyone else.
She runs a business of her own selling essential goods. With the present loan she intends to purchase construction supplies (cement, bricks, sand, rocks, etc.) in order to continue building her house.
In the future she wishes to enlarge her home and expand her business. For that reason she pledges to repay the loan as scheduled, so that she can request more loans from Hluvuku.
Her challenge is to enlarge her house and improve her work in order to increase her family's income.
View original language description ↓
Separada e mãe de 3 filhos todos frequentam Escola, vive na casa própria com a sua família e não sustenta mais ninguém.
Tem um negocio próprio de venda de produtos de primeira necessidade e com o presente empréstimo pretende comprar material de construção (cimento, blocos, areia, pedra e outro) para dar continuidade com a obra da sua casa.
No futuro deseja ampliar a sua casa e melhorar o seu negócio, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é ampliar a sua casa e melhorar o seu trabalho para aumentar a renda familiar.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 25
    View loans »
    Mozambique Loans Fundraising
  • $2,911,950
    Funds lent in using Kiva
  • 27.3
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Isabel to purchase construction supplies (cement, bricks, sand, rocks, etc.) in order to continue building her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 10, 2012
May 29, 2012
Currency Exchange Loss:
Mar 28, 2013