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Martha
Martha, age 31, is a very happy and hard-working woman. Nicanor, her life partner, is a farmer. He is the father of their two children, 14 year old Kleper and 8 year old Karen. They live together in the house that took them a great deal of effort to buy.

Her business is selling varied merchandise like food, medicine, clothes, shoes, cosmetics, and others. She takes all of these items to the rural communities on the riverbanks. She learned this business from her father. She has been doing this alone for four years.

She started by purchasing small quantities, and she has managed to grow through a lot of effort. She likes what she does because it allows her to have the income needed for her household. She noticed the opportunity for her business because there is a big demand in the remote areas. The prices for products there are high, so she gets greater income.

What she does not like is that some of her customers ask for credit, and when it comes time to pay they delay. Even so, seeing how well-received her business is, she wishes for it to grow and to have a place in her house.

This is her third loan with MFP, and she hopes to realize her plans. Also, she says that she feels good in her communal bank. She knows the majority of her colleagues. New members are joining, and she hopes that they will be as responsible as the rest of the group.

She will use the 2,000 soles she has requested to buy groceries, clothes, and sandals wholesale. She will also buy beauty products to increase her stock.
View original language description ↓
Martha tiene 31 años, es una mujer muy alegre y trabajadora. Su pareja es Nicanor, quien es agricultor y el padre de sus dos hijos: Kleper de 14 años y Karen de 8 años. Juntos vive en la casa que compraron con mucho esfuerzo.
Su negocio es la venta de mercadería variada: comestibles, medicamentos, ropa, zapatos, cosméticos y otros. Todos estos artículos los lleva a los caseríos en la rivera de los ríos, negocio que aprendió de su padre y lo hace sola desde hace 4 años. Comenzó comprando en pequeñas cantidades y ha logrado crecer a base de mucho esfuerzo. Le gusta lo que hace porque le permite tener los ingresos económicos necesarios para su hogar. Notó la oportunidad de negocio, ya que en esas zonas alejadas, la demanda es grande y los precios de los productos son elevados, por lo que se obtiene mayores ganancias. Lo que no le gusta es que algunos de sus clientes le piden crédito y cuando llega el momento del pago se retrasan, pero aun así viendo la buena acogida que tiene su negocio desea crecer y tener un local en su casa.

Este es su tercer préstamo con la institución MFP, por lo que espera concretar sus planes. Además, comenta sentirse bien con su banco comunal, pues conoce a la mayoría de sus compañeros y aunque están ingresando algunos nuevos, espera que sean responsables como el resto del grupo.
Con el monto solicitado, de 2000 nuevos soles, invertirá en la compra de abarrotes, ropa y sandalias al por mayor. También de productos de belleza para aumentar su stock.

About Peru

  • $6,715
    Average annual income
  • 114
    View loans »
    Peru Loans Fundraising
  • $56,813,675
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD
Expired
A loan of $750 helped Martha to buy groceries, clothes, and sandals wholesale, and to buy beauty products to increase her stock.
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 11, 2012
Listed
Jun 3, 2012
Currency Exchange Loss:
Possible
Expired:
Jul 3, 2012