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Karen Yesenia
Karen Yesenia is 30 years old, married, and has two children. She lives in a an outlying neighborhood of San Pedro Sula, Cortes.


Karen has a business selling food. She sells breakfast, lunches, "baleadas" (Honduran stuffed tortillas), chicken with fried plantains, and other dishes. This business is established in her house and her customers consist of neighbors and people passing through the area. Karen says that she is doing well in her business because her food is always in demand each day. On a few occasions, she will sell food made to order.


In order to maintain her business and provide good service to her customers, Karen is requesting a loan from ODEF in the amount of 10,000 HNL so that she can buy the necessary supplies for preparing food such as meats, condiments, grains, as well as soft drinks. Part of the loan will also be used to buy new utensils for cooking food so that her dishes will be of quality and prepared under better sanitary conditions. Karen says that she is grateful to ODEF and Kiva for the opportunity to obtain this loan so that she can improve her business. Her plan is to increase her sales so that she will have more income to help improve her family's quality of life.

View original language description ↓
Karen Yesenia tiene 30 años de edad, esta casada, y tiene 2 hijos, vive en una colonia periférica de San Pedro Sula, Cortes.
Karen tiene un negocio de venta de comida, ella vende desayunos, almuerzos, baleadas, pollo con tajadas etc. Este negocio lo tiene establecido en su casa y los clientes son los mismos vecinos o personas que pasan por la zona. Dice que le va bien con el negocio, porque la comida siempre tiene mucha demanda a diario. En algunas ocasiones también vende comida por encargo.
Para mantener el negocio dando una buena atención a los clientes solicito un préstamo a Odef de 10,000 lempiras para comprar los insumos necesarios para elaborar los alimentos como carnes, condimentos, granos, refrescos, también otra parte para comprar utensilios nuevos para cocinar los alimentos para dar una mejor higiene y calidad en la preparación de los mismos.
Comenta que esta agradecida con ODEF y KIVA por la oportunidad en otorgarle el préstamo para que su negocio mejore. Su plan es aumentar sus ventas para obtener más ingresos que le permitan mejorar la calidad de vida de su familia.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,200
    Average annual income
  • 55
    View loans »
    Honduras Loans Fundraising
  • $8,383,625
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Karen Yesenia to buy ingredients and cooking utensils.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 18, 2012
Listed
May 30, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2013