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Ericka Elizabeth
Ericka is 33 years old. She lives in the district of Santiago, which is known for its warm climate. Agriculture is a common activity there, especially the cultivation of cotton, corn, peppers, asparagus, and artichokes, among other crops. When Ericka has free time, she enjoys watching television, especially her favorite serial dramas, and above all, she likes to take advantage of opportunities to eat her favorite dishes, such as the delicious “Arroz con Pollo” [chicken with rice]. She was studying to become an executive secretary, but due to economic problems, she was not able to complete her degree.

With great enthusiasm, Ericka works as an operator at a gas station. She works about 10 hours each day. It is rather tiring work, since she usually has to be on her feet almost all day to serve the customers. She believes that her work is going well for her, because the customers she serves always come back happily, since she is very friendly and for this reason there are no complaints about her.

Ericka is very grateful to the Kiva lenders, since thanks to the help they have provided to her, she will be able to buy furniture for her home, since currently at her house people sit only on bricks covered with fabric, and they eat at an improvised table made of plywood. In this way she will be able to improve her quality of life, and thus keep working each day to make her greatest dream a reality: "to have her own house," since she currently lives in a rented house.
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Ericka tiene 33 años de edad, vive en l distrito de Santiago, el cual se caracteriza por tener un clima cálido, asimismo se desarrolla la agricultura en especial el cultivo de algodón, maíz, paprika, esparrago, alcachofa, entre otros. Cuando Ericka tiene un tiempo libre le gusta mucho ver televisión, en especial sus novelas y sobre todo aprovecha en algunas oportunidades para comer uno de sus platillos favoritos el cual es el riquísimo “Arroz con Pollo”. Ella estuvo estudiando la carrera de Secretariado ejecutivo, pero por problemas económicos no la pudo terminar.

Con mucho entusiasmo Ericka trabaja como operaria en un grifo, diariamente labora alrededor de 10 horas al día, es un trabajo un poco cansado ya que mayormente tiene que estar de pie casi todo el día para atender a los clientes, ella cree que le va bien en sus trabajo porque los clientes que atiende siempre regresan con gusto ya que ella es muy amable y por ello no hay quejas de ella.

Ericka está muy agradecida con los prestatarios Kiva ya que gracias a la ayuda que le han brindado ella podrá comprar muebles para su vivienda ya que actualmente en su casa solo se sientan en ladrillos forrados y comen en una mesa improvisada a base de tripley, de esta manera ella podrá mejorar su calidad de vida y así seguir trabajando cada día para hacer realidad su más grande sueño:” Tener su casa propia ya que actualmente vive en casa alquilada”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 130
    View loans »
    Peru Loans Fundraising
  • $58,906,400
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Ericka Elizabeth to buy furniture for her home.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 15, 2012
May 30, 2012
Currency Exchange Loss:
Jun 17, 2013