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Diliana
Diliana is 30, married and lives with husband and children who are her biggest priority.
With her loan she wants to buy fertilizers, weed-killers and pay for labour to help with the coffee upkeep, this way she can make sure she will do a good job.
What she wants is to take advantage of the good condition of the soil and the topography that the land has for this crop, aswell as to use the experience she has in coffee upkeep, also to be able to buy the best products with the best quality so her crop will have a good development and good crop health and to have an adequate production in a short to mid term.

This is the first loan she has with "Fudecosur". She hasn't had any other loan with state banks, but "Fudecosur" has given her the loan with better facilities and at a lower interest rate.
View original language description ↓
Diliana, tiene la edad de 30 años, está casada, vive con sus hijos y esposo que son su mayor prioridad. Ella con su crédito pretende hacer la compra de fertilizantes, herbicidas y pagar mano de obra para la asistencia de café, y de esta manera asegurarse de realizar un buen trabajo. Lo que pretende es aprovechar las buenas condiciones de suelo y topografía que cuenta la propiedad para este cultivo, y también poner en práctica la experiencia en el manejo de café. Además de poder comprar los mejores productos y de mejor calidad para que su plantación tenga un buen desarrollo y sanidad, y tener a corto o mediano plazo una producción adecuada. Es el primer préstamo que recibido de FUDECOSUR. Él no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.

About FUDECOSUR:

The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at fudecosur.org.

About Costa Rica

  • $12,900
    Average annual income
  • 38
    View loans »
    Costa Rica Loans Fundraising
  • $4,441,500
    Funds lent in using Kiva
  • 503.2
    Costa Rica Colones (CRC) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $400 helped Diliana to take care of her coffee plantation.
99% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
May 7, 2012
Listed
May 30, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2015