This group of women sells various articles such as shoes, soap, sounbala, food preparations and clothes. To expand their business activities, the members decided to join the Soro Yiriwaso loan program two years ago. They are on their third group loan.
Alima is the member of the Danaya group who focuses on food preparations. She is the only person sitting at the end of the photo.
She plans to use her loan to buy as and when necessary the meat, rice, condiments and potatoes needed for her preparations. She gets her supplies from the great market of Koutiala and sells food in a very clean place, for cash to a diverse and varied clientèle.
While Danaya group members expect to make an average profit of 117,500 FCFA each during this loan cycle, Alima expects to achieve 150,000 FCFA. In addition to repaying the loans they use a portion of their income to meet the current expenses of their family.
Ce groupe de femmes fait le commerce d’articles diverses tels les chaussures, savons, Sounbala, restauration et d’habit. Pour augmenter la taille de leurs activités, les membres ont décidé d’intégrer le programme crédit de Soro Yiriwaso il y a deux années. Elles sont à leur troisième prêt de groupe.
Alima est un membre du groupe Danaya qui fait la restauration, elle est la seule assise au bout de la photo.
Elle compte utiliser son prêt pour acheter au fur et à mesure les nécessaires viande, riz, condiments et pomme de terre pour sa restauration. Elle s’approvisionne au grand marché de Koutiala et vend ses aliments dans un endroit très propre, au comptant à une clientèle diverse et variée.
Tandis que Les membres du groupe Danaya comptent réaliser un bénéfice moyen de 117 500FCFA chacune au cours de ce cycle Mme Alima compte réaliser 150 000FCFA.
En plus du remboursement des prêts, elles utilisent une partie du revenu pour faire face aux dépenses courantes de la famille. .
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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