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Mariam is 26 years old, married, and mother of two children. She lives in a traditional family in the Pelengana commune of Ségou (fourth largest administrative region in the Republic of Mali).

Mariam stopped attending school in her second year of secondary school (Malian education system) to sell condiments and fish (smoked, dried, etc.). She started off working alongside her mother, who sold fish. With eight years of experience, she is very well-known and has many customers. She receives lots of orders from many different places.

Her fish and condiments are carefully protected from the flies and mosquitoes. Always armed with a fan at the market, she is constantly fanning her goods to make sure that not even one mosquito or fly can touch them.

In order to increase her capital so that she can meet the demand of her customers and strengthen her business, Mariam turned to Soro Yiriwaso. She has been working with Soro Yiriwaso for 36 months now. She has correctly repaid three individual loans. She is now on her fourth individual loan, which she plans to use to buy 1 bag of pepper, 1 bag of garlic, and 1 box of smoked fish. She stocks up in Siribala and Niono.

Mariam sells her goods for cash or credit to a predominantly female clientele. With this loan, she plans to earn a monthly profit of 100,000 FCFA, which she will use to cover some of her family's expenses. Her goal is to have a house.
View original language description ↓
Madame Mariam est âgée de 26 ans, mariée et mère de 2 enfants, elle vit dans une famille traditionnelle au quartier Pelengana de Ségou (quatrième région administrative de la république du Mali).
Mariam abandonna l’école en classe de 8ème année fondamentale (Système Éducatif Malien) pour mener le commerce de condiments et des poissons (fumé, séché etc). Elle débuta cette activité à côté de sa mère qui vendait du poisson. Nantie de 8 ans d’expériences elle jouit d’une grande réputation et clientèle. Elle reçoit fréquemment des commandes venant de partout.
Ses poissons et condiments sont soigneusement conservés à l’abri de mouches et moustiques, au marché toujours muni d’un éventail elle ne fait que ventiler sa marchandise dans le souci qu’une moustique ou mouche ne les touchent.
Pour augmenter son fonds dans le double souci de faire face à la demande clientèle et de renforcer son commerce, qu’elle a fait recours à Soro Yiriwaso, elle est en relation avec Soro Yiriwaso depuis 36 mois. Après 3 prêts individuels correctement bien remboursés. Elle est à son 4ème prêt individuel qu’elle compte utiliser pour acheter, 1 sac de poivre, 1 sac de l’ail et 1 carton de poisson fumé. Elle s’approvisionne à Siribala et Niono.
Madame Mariam vend au comptant et à crédit à une clientèle composée essentiellement de femmes. Avec ce prêt elle compte réaliser un bénéfice mensuel de 100 000FCFA, ce dernier lui servira de prendre en charge certaines dépenses familiales. Son ambition est d’avoir une maison.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

About Mali

  • $1,200
    Average annual income
  • 127
    View loans »
    Mali Loans Fundraising
  • $11,290,050
    Funds lent in using Kiva
  • 517.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Mariam to buy condiments and fish.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 8, 2012
Jul 1, 2012
Currency Exchange Loss:
Feb 15, 2013