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David is 42 years old. He lives in a small village with his family: his wife who is a housewife and his 17-year-old son who still goes to school. The family runs an agricultural business.
David has a little plot of land where he grows cucumbers. He sells his cucumbers on the local open market. David is also a private worker; he helps people in his village look after their agricultural business. Seasonally he goes into the woods and prepares firewood for the local population and gets service fees. The total average monthly income of the family is 400 Lari.

David has requested a loan for purchasing cucumber seeds, as he wants to plow the land and sow more cucumbers. With this loan he will be able to take good care of the land. Thus, he wants to expand his agricultural business. David will sell his harvested product on the local open market. This will increase the income of the family. With increased income he will be able to improve their living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 39
    View loans »
    Georgia Loans Fundraising
  • $8,091,775
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped David to purchase cucumber seeds.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 18, 2012
May 23, 2012
Currency Exchange Loss:
Jun 17, 2013