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Joseph
Joseph is 35 years old and lives in the town of Nakifuma in the Mukono region of Uganda. He is married and has four children, two of whom currently attend school.



For the past five years, Joseph has been working hard to manage his small business of selling dried food items like maize and beans. To help expand his business, Joseph has requested a loan in the amount of 2,500,000 UGX from BRAC Uganda. The loan proceeds would be used to buy more maize for re-sale purposes, and would help Joseph generate greater profits to pay for his children's school fees. In the future, Joseph hopes to be able to buy a maize miller.



Joseph is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Joseph who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,500
    Average annual income
  • 224
    View loans »
    Uganda Loans Fundraising
  • $29,088,225
    Funds lent in using Kiva
  • 2,475.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Joseph to purchase additional maize.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
May 10, 2012
Listed
May 23, 2012
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013