Djekafo (La Même Voix) Group
This group of women trades in various products, particularly clothes, soaps, sounbala (a West African spice) and others. In order to build up their business, the members decided to join Soro Yiriwaso's loan program two years ago. They are on their fourth group loan.
Fatoumata is a member of the Djekafo group and sells clothing and plastic products. In the photo she is wearing a white shawl with blue stripes round her neck and is standing in front of her goods.
She is planning to use her loan to buy a bale of "wax" fabric at Bamako's Grand Market, as well as iceboxes and thermos flasks from Lomé. She sells her products on a retail basis, for cash, to a diverse customer base at the market in Koutiala and from home.
While the other members of the Djekafo group are expecting to make an average profit of 187,125FCFA each over the course of the cycle, Fatoumata is expecting to make 210,000FCFA.
As well as repaying their loans, the women use part of their income to cover their family's daily running costs.
Ce groupe de femmes fait le commerce d’articles divers tel que, en particulier d’Habits, savon, Sounbala et divers. Pour augmenter la taille de leurs activités, les membres ont décidé d’intégrer le programme crédit de Soro Yiriwaso il y a deux années. Elles sont à leur quatrième prêt de groupe.
Fatoumata est un membre du groupe Djekafo qui vend les habits et plastiques. sur la photo elle porte une Châle blanche railler de bleu au cou et arrêter en face des marchandises.
Elle compte utiliser son prêt pour acheter une balle de wax au grand marché de Bamako des glacières et thermos à LOME. Elle vend ses articles en détail au comptant à une clientèle diverse et variée au marché de Koutiala et à la maison.
Tandis que Les membres du groupe Djekafo comptent réaliser un bénéfice moyen de 187.125FCFA chacune au cours de ce cycle Mme Fatoumata compte réaliser 210 000FCFA.
En plus du remboursement des prêts, elles utilisent une partie du revenu pour faire face aux dépenses courantes de la famille.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid