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François Sètondji
François Sètondji is 38 years old and lives in Benin. He left school at the secondary level and learned how to be a plumber. François Sètondji is married to Gisèle. The couple have 4 dependent children, 3 of whom are their own. All the children are attending school. François Sètondji lives together with his wife and children, and the couple share the household responsibilities.

François Sètondji has been a plumber for 15 years and also sells plumbing products as a sideline business; this enables him to better meet his family's needs. He gets his plumbing products in Nigeria.

In the pursuit of customer satisfaction and with the view to improving his business, François Sètondji is requesting a 3rd loan from ALIDé. The previous loans have been correctly repaid.
François Sètondji est âgé de 38 ans et vit au Benin. François Sètondji a arrêté l’école au niveau secondaire et a appris le métier de plomberie. François Sètondji est marié à un certain Gisèle. Le couple a quatre enfants à leur charge dont trois constituent leurs propres enfants. Tous les enfants sont scolarisés. François Sètondji vit ensemble avec sa femme et ses enfants. Le couple assure ensemble les diverses charges de la maison. Depuis une quinzaine d'année, François Sètondji exerce l'activité de plomberie et vend également des produits de plomberie de façon secondaire ; ce qui lui permet de mieux répondre aux besoins de sa famille. François Sètondji s’approvisionne en produits de plomberie au Nigéria. Dans la quête de la satisfaction de sa clientèle et en vue d’améliorer son activité, François Sètondji sollicite un troisième crédit auprès de ALIDé. Les crédits précédents ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 517.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,375 helped François Sètondji to buy plumbing products.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 27, 2012
May 23, 2012
Currency Exchange Loss:
May 12, 2013