Shorena is 32 years old. She lives in a small village of Abasha District, with her family: husband – Roman, two children (10 and 7 years old) and mother in law. Both children go to school.
All adult family members are involved in the family's agricultural business, which is the main source of the income for them. They have a milk cow and a pig. Shorena produces and sells, on average, 20 kg of cheese per month. Also, the family sells, on average, 10 piglets per year. Along with the above-mentioned, the family owns 2 hectares of land, where they grow maize, cucumbers, tomatoes and greens. Shorena and Roman work hard on their land, especially during spring and summer seasons. They sell harvested products locally to greengrocery retailers. The total average monthly income of the family from agriculture is 450 Laris. The family is regarded to live under the poverty level and they receive monthly social assistance from local government in the amount of 126 Laris.
Shorena has requested credit for expansion of the dairy farm. She will purchase an additional milk cow and will be able to produce 100% more cheese. Her sales will increase and the family will get more income. Shorena and Roman will use the increased income for providing better living conditions for their children.
About LLC Micro Finance Organization Credo
LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.