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Djiguisseme Iii Group
In this Group: Klézanga , Nampaga O. , N’Golo O., Nafo N’Golo , Brehima, Seydou , Sibiri , Sibiri A. , Lamissa, Adama
The ten members of the Djiguisseme III group are married men, who average 37 years of age with four children each and who all live in traditional families in Foh, one of the villages in Sikasso, Mali's third administrative region.

They are collaborating with the microfinance institution, Soro Yiriwaso, so that they can successfully run their farming activities during the winter period. They are on their third loan from the institution and the two previous loans were repaid in full. They grow corn and, with his loan, Nafo N'golo, who is sitting second from the left and towards the right of the photo, is planning to buy agricultural inputs and seeds and to pay for labor to maintain four hectares of land. Once it has been harvested, the produce is sold in the village, at the Sikasso market, to a customer base made up of retailers coming from large towns. He is expecting to make an average profit of 600,000FCFA per season. This profit will allow him to repay his loan and also help his large family with the daily running costs.
View original language description ↓
Les 10 membres du groupe Djiguisseme III sont des hommes mariées ayant une moyenne d’âge de 37 ans, 4 enfants et vivant tous dans des familles traditionnelles à Foh, un des villages de SIKASSO, 3ème région administrative du Mali.
Ils collaborent avec l’institution de microfinance Soro Yiriwaso afin de mener à bien leurs activités agricoles pendant l’hivernage.
Ils sont à leur troisième prêt avec l’institution et les deux prêts passés ont été bien remboursés.
La spéculation cultivée est : le maïs, et Nafo N’golo 2 eme assis de la gauche vers la droite, sur la photo,
compte acheter avec son prêt, des intrants, la semence et payer les frais de labour pour entretenir : 4 hectares.
La production est vendue au niveau du village, au marché de SIKASSO après la récolte à une clientèle composée essentiellement de revendeurs venant des grandes villes.
Il compte réaliser un bénéfice moyen de 600.000FCFA par campagne.
Ce bénéfice lui permettra de payer son prêt et aussi aider la grande famille dans les dépenses quotidiennes.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 13
    View loans »
    Mali Loans Fundraising
  • $11,524,125
    Funds lent in using Kiva
  • 517.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Djiguisseme Iii Group's $3,875 loan helped a member to buy agricultural inputs and seeds and to pay for labor.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
May 16, 2012
Jul 1, 2012
Currency Exchange Loss:
Apr 17, 2013