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Bernard is a 38-year-old man; he is married to Louisa, a 34-year-old lady, and lives with his seven children: Febriana, 15; Christin, 10; Marki, 8; Delfi, 7; Rivan, 4; Riki, 2; and Liani, 2 months.

As a father of seven children, Bernard works hard to fulfill the needs of his beloved family. For more than 10 years Bernard has been operating a house rental business. The strategic location near a university complex brings good impact for his business to grow. Currently he has 15 rooms and all are rented. Bernard dreams of renovating the older room and building more rooms to be rented but he needs capital assistance to do so. Bernard then submitted a loan application to request IDR 10,000,000 from TLM. He would like to purchase building materials such as sand, bricks, cement, zinc etc. Bernard looks forward to seeing the improvement of the business through the loan.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 20
    View loans »
    Indonesia Loans Fundraising
  • $5,461,825
    Funds lent in using Kiva
  • 9,277.5
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Bernard to purchase building materials such as sand, bricks, cement, zinc, etc. for his rental property.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
May 11, 2012
May 23, 2012
Currency Exchange Loss:
Oct 17, 2014