Beatrice is a widowed woman. She has three children whose ages range from ten to eighteen. She is their sole provider, so she works hard day in and day out to support them. She describes herself as a customer-friendly and social woman. She operates a restaurant where she sells food, tea and snacks. She has been involved in this business for two years and employs two staff members. Her business is located near many garages, schools and estates and her primary customers are students, mechanics and local residents. She describes her biggest business challenge to be the high prices of ingredients.
She will use the KES 20,000 loan to buy food ingredients to use in preparing meals to sell. She needs cooking oil, sugar, beans, rice, flour etc. This is the first loan she is requesting from SMEP DTM. Her business goal is to run the restaurant within her own business premise area within five years. She hopes that in the future, she will be able to provide for her children's school fees and financial needs.