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Nhoek is 40 years old, married, and has a lovely child who is attending school. She lives with her family in Kampong Chhnang province.

She helps her husband earn income by selling fresh fish in a local market of the province. Typically, she is able to make around USD 2.50 per day from this business. She has been involved in this since 2008.

Nhoek told us that she is experiencing difficulties in transportation due to the lack of vehicle for home use. She used to spend the daily allowance on transportation services every time she and her family wanted to get everywhere.

To deal with this matter, she would like to take out a loan of KHR 4,000,000 to purchase a used motorcycle for home use as well as for business. Also, with the remaining funds, she will purchase more fish to sell in her store.

In the future, she wants to enlarge her present store and expand her business.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 265
    View loans »
    Cambodia Loans Fundraising
  • $38,016,925
    Funds lent in using Kiva
  • 4,007.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Nhoek to purchase a used motorcycle for home use as well as for business.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
May 11, 2012
May 23, 2012
Currency Exchange Loss:
Sep 17, 2013