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Guillermo is 40 years old, lives with his life partner and children in their own home. He grows corn and millet for a living. He has been working in this business for many years and is happy since he has learned many things he now applies to his work. He always has the most abundant crops and offers his clients quality products and unbeatable prices and service. Guillermo is the friendliest in his area. He is a man with dreams and very hardworking. He knows that if he strives for what he wants to accomplish he will succeed. In this growing season Guillermo plans on cultivating 7 acres of his own land to have more income but in order to do so he needs to invest in supplies. This is why he is requesting INTEGRAL a loan to buy corn and millet seeds, fertilizer, tools, etc. Guillermo has positive loan references and is sure he will be able to pay back the loan and offer his family a fulfilling life.
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Guillermo de cuarenta y uno años de edad vive junto a su compañera de vida y sus hijos en casa propia; él se dedica al cultivo de maíz y maicillo, tiene varios años de trabajar en la agricultura y está feliz porque eso le ha regalado mucha experiencia que utiliza en las siembras, siempre obtiene las mejores cosechas por lo que comercia a sus clientes productos de calidad y a precios accesibles, con un servicio inigualable, Guillermo es el más amable de la zona, es un hombre soñador y muy trabajador sabe que solo si lucha por lo que desea alcanzara el triunfo, en este periodo de siembra Guillermo cultivara tres manzanas de parcela propia, por lo cual obtendrá mejores ganancias, pero necesita de capital para invertir en insumos por eso le solicita a INTEGRAL un crédito que le permita comprar semilla de maíz, maicillo, fertilizante, herramienta, etc. Guillermo tiene buenas referencias crediticias y está seguro que podrá cancelar el financiamiento con éxito y al mismo tiempo darle a su familia una vida plena.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 776
    View loans »
    El Salvador Loans Fundraising
  • $26,231,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,100 helped Guillermo maiz and millet seeds, fertilizer, tools, etc.
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
May 14, 2012
Jun 3, 2012
Currency Exchange Loss:
Jul 3, 2012