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José Dimas
Jose Dimas, 34, lives in the house he owns with his wife, 32, and their four children, ages 14, 12, 11 and 8. Jose grows basic grains like corn and beans. In addition to his own crops, he also works on another farm because the income from his own farm doesn't cover the needs of his large family. He has been doing this for a long time and earns his living honorably. He is a very responsible, generous and dedicated man. He is well-known amongst his neighbors who give him good work and personal references.

Every year he does the same work because he's humble and his scarce resources don't allow him to access any other type of job or business. This year, as before, he has decided to work the land. In order to do so, he needs to invest in agricultural inputs (compost, seeds, insecticides, etc) that he needs for the planting. For that reason he has asked for a loan from INTEGRAL, because he doesn't have the financial resources to make the investment. He hopes to grow the main grains this year so that he can feed his family every day and little by little improve their living conditions.
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José Dimas tiene 34 años de edad y habita en casa de su propiedad junto con su esposa de 32 años y sus 4 hijos de 14, 12, 11 y 8 años. José se dedica al cultivo de granos básicos como: maíz y frijoles. Además de dedicarse al cultivo también trabaja en una granja, ya que los ingresos no le dan abasto para cubrir todas las necesidades de su numerosa familia. Ha realizado esta actividad por mucho tiempo y es así como se gana la vida honradamente. Él es un hombre muy responsable, generoso y dedicado en su trabajo. Es muy conocido por sus vecinos los cuales dan buenas referencias de su trabajo como de su persona. Cada año repite está actividad ya que es una persona muy humilde y de escasos recursos el cual no puede accesar a otro tipo de negocio o trabajo. Este año al igual que los anteriores ha decidido cultivar la tierra, para lo que necesita invertir en los insumos agrícolas (abonos, semillas, insecticidas, etc.) necesarios para la siembra. Esta es la razón por la cual solicita este crédito a esta institución, INTEGRAL, ya que no cuenta con los recursos económicos necesarios para realizar la inversión. De esta forma espera lograr cultivar los principales granos básicos de este año para poder llevar el pan de cada día a su familia y poco a poco ir mejorando sus condiciones de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 668
    View loans »
    El Salvador Loans Fundraising
  • $25,062,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped José Dimas to buy compost, seeds, insecticides, etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 16, 2012
Listed
Jun 2, 2012
Currency Exchange Loss:
N/A
Ended:
Mar 15, 2013