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Carmen Doris
Carmen, 27, is a young woman who lives with her husband and two small children. She works hard to provide for them and support her husband, who is a farmer. Previously, both of them worked the fields, but since their children are small Carmen now works at home. Their house is in the city of Imperial, which is known for its warm climate, beautiful beaches and agriculture, especially growing crops such as corn and cotton. Through much effort, savings and, especially, enthusiasm, Carmen started her business selling groceries nine months ago. It was a little difficult at first but over time business has gotten better. She decided to set up her own business because she needed to be near her young ones, since working alongside her husband did not allow her to spend much time at home. She believes business is going well because she is very dedicated and kind to the customers.

Carmen is very grateful to the Kiva lenders, since through their help she can buy more merchandise for her store, such as rice, sugar, noodles, canned goods, confectionery, sweets and other items. This will add more variety for her customers, increase her income and improve her family's lifestyle, which will encourage her to continue striving to make her greatest dream come true: "To give her children a good education and expand her business".
View original language description ↓
Carmen es una joven de 27 años de edad, la cual vive al lado de su esposo y sus 2 pequeños hijos, por los cuales ella trabaja mucho por sacarlos adelante con el apoyo de su esposo quien se dedica al trabajo como agricultor. Anteriormente ambos trabajaban cultivando la tierra, pero debido a que sus hijos son pequeños ahora Carmen trabaja en su hogar. Su vivienda se encuentra en la ciudad de Imperial, ciudad que se caracteriza por tener un clima cálido, playas hermosas, se desarrolla la agricultura y sobre todo el cultivo de maíz, algodón, entre otros. Con mucho esfuerzo, ahorro y sobre todo entusiasmo Carmen inicio su negocio de venta de abarrotes desde hace 9 meses, en los cuales al inicio le fue un poco difícil pero con el pasar de los días fue mejorando, tomo la decisión de tener su negocio porque necesitaba estar al lado de sus pequeños ya que cuando trabajaba en el campo junto a su esposo no podía ver a sus hijos casi todo el día; ella cree que le va bien en su negocio porque es muy dedicada, sobre todo porque es amable con los clientes.

Carmen está muy agradecida con los prestatarios Kiva ya que gracias a la ayuda que le han brindado ella podrá comprar más mercadería para su negocio como arroz, azúcar, fideos, enlatados, confitados, golosinas, entre otros, de esta manera el podrá tener más variedad de productos para ofrecer a sus clientes y así poder mejorar sus ingresos y mejorar la calidad de vida de su familia, lo que le permitirá seguir luchando para hacer realidad su más grande sueño: “Darle una buena educación a sus hijos y tener un negocio mas grande”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 115
    View loans »
    Peru Loans Fundraising
  • $56,100,525
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Carmen Doris to buy merchandise (rice, sugar, noodles, canned goods, confectionery, sweets, and other items).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 14, 2012
Listed
May 30, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2013