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Celina Ana
Celina lives in Libertad and is 44. She is married to Carlos, with whom she makes a living by selling products for the home. She started her business 16 years ago because she needed to have income for her family. Since then, it has gone very well for her, and her success is due to the fact that she covers various areas in the city. Her most frequented route is the well-known "Ruta de Sol" (Route of the Sun) because it has quite a bit of tourism. She works all day from Monday to Sunday. The problem that she has always had is the distance she has to go to buy her merchandise. Her husband, Carlos, supports their home by working as a driver. Thanks to this, they can visit various places. They have two children. The girl has special needs, and the boy goes to school. With this loan, she will buy costume jewelry, sheets, and products for the home.
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Celinda vive en Libertad, tiene 44 años de edad. Está casada con Carlos con quien se dedica a la venta de artículos del hogar. El negocio lo empezó hace 16 años porque necesitaba tener ingresos para su familia. Desde ese entonces le ha ido muy bien y el éxito del mismo está en que recorren diversos puntos de la cuidad. Su ruta más frecuentada es la conocida Ruta del Sol porque tiene bastante turismo. Su horario de trabajo lo realizan de lunes a domingos todo el día. El problema que siempre ha tenido es la distancia para la compra de la mercadería. Su esposo Carlos es quien mantiene el hogar trabajando como chofer gracias a esto es que pueden visitar diferentes puntos. Tienen dos hijos, la nena es especial y el niño asiste a la escuela. Con el crédito comprara bisutería, sabanas, productos del hogar.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 54
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,575 helped Celina Ana to buy costume jewelry, sheets, and products for the home.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 22, 2012
Jun 2, 2012
Currency Exchange Loss:
Jul 2, 2012