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María Gabriela
In the Las Orquideas district of the city of Portoviejo, the communal bank Niño Jesús de Las Orquídeas meets every two weeks. This is an area on the edge of the urban zone, where the people work in a variety of activities.

Here we meet Señora Maria. She is 27 years old. She is married, and she and her husband have two children, a three-year-old and a 4-month-old baby. Her husband is a security guard. She has a degree in education.

Our friend, with the intention of earning something on her own and using it to be able to get ahead in her household, since her husband cannot achieve this, works in teaching. She gives classes at a private school in her neighborhood. But in addition to this, she also has a business. She sells clothing of all types, and her form of sales is door to door. She also sells at her workplace, since her coworkers and the mothers of the families are good customers. In addition, in the evening she makes her rounds, selling and collecting, since she leaves things with her customers on credit and collects every week. She goes to Guayaquil to buy her merchandise whenever she needs to. She has been working in this business for 4 years, and it is going very well for her.

She is going to use this loan to buy more merchandise such as pants, blouses, t-shirts, and children's clothes, among other items. She has been in her communal bank for 2 years, and she likes it because the group is very responsible.

Her dreams are to give the best to her children and to have an appointment to a state school.
View original language description ↓
En la ciudadela Las Orquídeas de la ciudad de Portoviejo se reúne cada quince días el Banco Comunal Niño Jesús De Las Orquídeas, esta es una zona urbana marginal donde las personas se dedican a diversas actividades.

En este lugar conocimos a la señora María, tiene 27 años de edad, está casada y de esta relación tienen dos hijos de 3 años y el menor un bebito de 4 meses de nacido. Su esposo es guardia de seguridad. Ella es licenciada en Ciencias De la Educación.

Nuestra amiga con la intención de ganar algo por su cuenta y con esto poder salir adelante en el hogar ya que a su esposo no le alcanza, se dedica a la docencia pues da clases en un colegio particular de su localidad, pero además de esto también se dedica al comercio, vende ropa de todo tipo y su forma de venta es puerta a puerta y también vende su lugar de trabajo ya que sus compañeras y madres de familia son sus mejores clientes, además por las noches ella realiza sus recorridos vendiendo y cobrando ya que deja a crédito a sus clientes y cobra cada 8 días. Su mercadería la va a comprar a Guayaquil cada vez que necesita. Tiene 4 años que se dedica a esta actividad y le va muy bien.

Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas, ropa de niños, entre otras prendas. Está en el Banco Comunal desde hace 2 años y le gusta porque el grupo es muy responsable.

Sus sueños son darles lo mejor a sus hijos y tener un nombramiento en un colegio del Estado.


About Ecuador

  • $10,200
    Average annual income
  • 34
    View loans »
    Ecuador Loans Fundraising
  • $23,448,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped María Gabriela to buy pants, blouses, t-shirts, children's clothes, and other articles of clothing to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 10, 2012
Listed
Jun 2, 2012
Currency Exchange Loss:
N/A
Ended:
Oct 15, 2012