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Blanca Ecilia
Blanca lives in the Fortín neighborhood of Guayaquil. She is 42 years old, graduated, and has a bakery and bazar. She started the business ten years ago, mainly selling articles of clothing. Later, when things were going well, she decided to set up a bakery where she employs various people to bake the bread. Blanca tells us that things went well for her, so she opened her small bazar in the same place. She generally works alone, although sometimes her oldest son helps her. Her greatest challenge is the winter, when the streets become muddy and her sales drop a bit. She is single, now that she separated from her husband, and her children have reached adulthood and are married. She really enjoys her work because she feels useful and she doesn’t need her children’s financial help. She will use the money from this loan to buy flour, salt, notebooks, and clothing for her businesses. She would like to complete her home so she can expand her business.
View original language description ↓
Blanca vive en el Fortín barrio sur urbano de Guayaquil. Tiene 42 años es graduada, tiene una panadería y bazar. El negocio lo inicio hace 10 años vendiendo principalmente prendas de vestir. Luego de que le fuera bien decidió establecerse poniendo una panadería en la que tiene contratada varias personas para la fabricación de los panes. Blanca nos comenta que le fue muy bien por lo que abrió un bazar pequeño en el mismo local. El trabajo generalmente lo realiza sola aunque a veces recibe la ayuda de su hijo mayor. La mayor dificultad que se le presenta hasta el momento es la temporada invernal ya que las calles se llenan de lodo y bajan un poco las ventas. Esta soltera ya que se separo de su esposo y sus hijos ya cumplieran la mayoría de edad y están casados. Le gusta mucho su trabajo ya que se siente útil y no necesita de la ayuda de sus hijos ya que ella mantiene su economía. Con el crédito comprara harina, sal, cuadernos y ropa para sus dos negocios. Le gustaría terminar de hacer la casa para agrandar su negocio.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 94
    View loans »
    Ecuador Loans Fundraising
  • $24,583,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,575 helped Blanca Ecilia to buy flour, salt, and clothing.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Apr 22, 2012
Jun 2, 2012
Currency Exchange Loss:
Jul 17, 2013