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Rosa Miriam
Rosa is 33 years old, married, and has four children. She lives in the subdivision of Lopez Arellano in the town of Choloma, Cortes.

Rosa learned how to sew when she was a young girl. With the help of her ingenuity, she bought her first machine and began to prosper. Twelve years ago, she established her sewing workshop where she produces blouses, dresses, uniforms, T-shirts, skirts, and other articles. Her workshop is situated in an area behind her house that has adequate space for her to work. Another reason why she started this business was because she needed to support her children as their provider and help them excel. Rosa has her own customer base, which motivates her to make more clothes that are of good quality. This will keep her customers satisfied.

Rosa has requested two loan from ODEF. She says that she has done incredibly well since buying two other machines. With her current loan of 25,000 HNL, Rosa will invest in her workshop since it has gradually deteriorated and is need of improvements. She will replace the entire roof and electrical system so that her business will have a better appearance. This will enable her to continue working in a satisfactory manner, just as she has done to this point. Her goal is to expand in the marketplace by gaining new customers. She also wants her children to finish their studies.

View original language description ↓
Rosa tiene 33 años de edad, es casada, tiene 4 hijos y vive en la colonia Lopez Arellano del Municipio de Choloma, Cortes.
Rosa aprendió a coser cuando era pequeña. Con la ayuda de su ingenio, compró su primera maquina y empezó a prosperar. Hace 12 años puso su negocio un Taller de Confección de prendas de vestir como blusas, vestidos, uniformes, camisetas, faldas etc. Su taller lo tiene establecido en la parte trasera de su vivienda donde acondiciono un espacio para trabajar. También se propuso establecer este negocio en la necesidad de mantener a sus hijos y poder superarse y ser una persona de provecho. Ella cuenta con su propia clientela, la cual le motiva más para hacer sus prendas con buena calidad para que sus clientes queden satisfechos.
Rosa ha solicitado 2 créditos con ODEF. Ella comenta que le ha ido increíblemente ya que ha comprado otras maquinas. Con este crédito actual de 25,000 lempiras lo invertirá en el local ya que esta un poco deteriorado y las mejoras que le hará es cambiarle todo el techo y cambiar todo el sistema eléctrico para darle mejor apariencia al negocio y también para seguir ejerciendo su actividad satisfactoriamente como hasta el momento lo ha hecho.
Su meta es poder expandirse en el mercado, obteniendo clientes nuevos y que sus hijos culminen sus estudios.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 102
    View loans »
    Honduras Loans Fundraising
  • $9,207,550
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,325 helped Rosa Miriam to pay for improvements (a new roof and electrical system) to her sewing workshop.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 5, 2012
May 30, 2012
Currency Exchange Loss:
Oct 17, 2013