Las Chicas De Genaro 3 Group
Maria de la Luz is one of the members of this group. She has four children (ages 18, 16, 12, and 10). Her oldest son works as a machine operator while her 16-year-old daughter works in a fast food restaurant. Her two youngest children are studying. Maria has been selling new clothing for two years. She sells clothes to the neighbors in her subdivision. This loan will help her to restock with clothes that she can resell. In the future, she wants to begin diversifying her income by opening a snack shop in her house. This will generate extra income so that she can provide her children with better opportunities in the future.
Maria de la Luz es una de las señoras del grupo. Ella tiene 4 hijos de 18, 16, 12 y 10 años. Su hijo mayor trabaja como operador de maquinaria, mientras que su hija de 16 ya trabaja en un restaurante de comida rápida. Sus dos hijos más pequeños están estudiando. Ella se dedica a la venta de ropa nueva deesde hace 2 años. Ella vende esta ropa con las vecinas de su colonia. Este crédito la ayudara para volver a surtir ropa y poderla revender. En un futuro ella quiere comenzar a diversificar sus ingresos y desea poner una tienda de snacks en su casa, ya que quiere tener ingresos extras para poder ofrecerle a sus hijos el mejor de los futuros posibles.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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