Rashid is a 38-year-old married man. His wife is employed. Together, they are blessed with two children, a son and a daughter, aged three and six years. He describes himself to be welcoming.
He operates a retail store where he sells home products such as salt, sugar, flour, maize flour, wheat flour, onions, tomatoes, mangoes etc. He has been involved in this business for 10 years. His business is located within a busy town and his primary customers are people who usually visit the town daily.
In addition, Rashid runs a construction business where he has eight employees. He provides his construction services to companies and government offices. He describes his biggest business challenge to be insufficient funds for improving the business. He will use the loan of 100,000 KES to purchase construction tools. Rashid has previously taken a loan of 45,000 KES, which he managed to repay fully.
He aspires to run a big retail shop within five years. In addition, he hopes that in the future, he will run a big construction company.