Demain Ensemble Group
"Demain Ensemble" is led by a retired teacher who himself became visually impaired before the end of his professional career. Since then, he has dedicated himself to giving special-need students the same opportunities as non-disabled children, making it possible for them to access quality education.
Founded three years ago, the institution is open to preschool and elementary students and welcomes children who may be suffering from visual or hearing impairments, or physical or intellectual disabilities.
In order to upgrade the school's equipment and to install electricity, "Demain Ensemble" is requesting a loan of 750,000 francs from the UIMCEC. The group's ambition is to build its own facilities in order to offer a better learning environment.
About UIMCECThis loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid