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Demain Ensemble Group
In this Group: Alioune , Khadijatou , Maïmouna , Gora , Awa Dior
"Demain Ensemble" is an educational institution providing inclusive education. Inclusive education is committed to teaching children with disabilities, along with children free of disabilities, within the same classroom. Inclusive education ensures that children with disabilities are no longer excluded or stigmatized, as this is something that happens frequently.

"Demain Ensemble" is led by a retired teacher who himself became visually impaired before the end of his professional career. Since then, he has dedicated himself to giving special-need students the same opportunities as non-disabled children, making it possible for them to access quality education.

Founded three years ago, the institution is open to preschool and elementary students and welcomes children who may be suffering from visual or hearing impairments, or physical or intellectual disabilities.

In order to upgrade the school's equipment and to install electricity, "Demain Ensemble" is requesting a loan of 750,000 francs from the UIMCEC. The group's ambition is to build its own facilities in order to offer a better learning environment.
View original language description ↓
Demain Ensemble est une institution scolaire qui fait de l'enseignement inclusif. L'enseignement inclusif a pour vocation d'enseigner des enfants handicapés en même temps que des enfants valides dans les mêmes salles de classe. Cela permet d'éviter l'exclusion et la stigmatisation dont sont souvent victimes les handicapés. Demain Ensemble est dirigé par un professeur en retraite qui a été lui même victime d'un handicap visuel avant la fin de sa carrière professionnelle.Il s'est fixé comme défit de donner aux enfants handicapés la possibilité d'accéder comme tous les enfants à une éducation de qualité. Créée il y'a trois ans, l'institution compte un cycle préscolaire et primaire et accueille à la fois des enfants qui souffrent de handicap visuel, auditif, moteur et intellectuel. Afin de renforcer l'équipement et d'installer l'électricité , Demain ensemble sollicite un pret de 750000f auprès de UIMCEC.L'ambition du groupe est de construire ses propres locaux pour avoir de meilleurs conditions d'études.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 88
    View loans »
    Senegal Loans Fundraising
  • $13,826,900
    Funds lent in using Kiva
  • 512.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Demain Ensemble Group's $1,475 loan helped a member to upgrade his school's equipment and install electricity.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 4, 2012
May 22, 2012
Currency Exchange Loss:
Jun 17, 2013