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Juan Carlos
Juan Carlos, age 29, lives with his life partner, Lilian. They have three little ones who are dependent upon their income. Juan Carlos works gathering trash for a cleaning company. His salary is barely enough to cover the household expenses.

They currently live in the city of Cochabamba. They live in his brother’s house. They live in only one room, where five people are suffering a great deal due to how uncomfortably they are living.

Therefore, the loan is for the finishing construction work on his small house. With his savings he has managed to buy a plot of land in a place away from the city. Little by little he has managed to complete the initial work.

One of his main goals is to finish building this house so that they can live more comfortably and in their own house. Another of his goals is to continue working hard in order to give them a better standard of living.
View original language description ↓
El señor Juan Carlos tiene 29 años vive con su conviviente la señora Lilian tienen 3 hijos pequeños que dependen de sus ingresos, el señor Juan Carlos trabaja en una empresa de limpieza recogiendo basura, el sueldo que percibe apenas les alcanza para cubrir los gastos de la casa, actualmente viven en la en la ciudad de Cochabamba en la casa de su hermano en una solo habitación y donde las 5 personas están sufriendo demasiado por la incomodidad en la que viven, por lo tanto el destino del crédito es para la construcción de obra fina de su pequeña casa , con sus ahorros ha logrado comprar un lote de terreno en un lugar alejado de la ciudad donde poco a poco ha logrado construir la obra bruta.
Entre sus metas principalmente esta termina de construir su casa para que de esta manera puedan vivir en su casa propia y más cómoda, y seguir trabajando duro para darles un mejor nivel de vida.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Bolivia

  • $5,500
    Average annual income
  • 134
    View loans »
    Bolivia Loans Fundraising
  • $33,130,425
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD
A loan of $1,475 helped Juan Carlos to pay for the finishing construction work on his small house.
Repayment Term
39 months (Additional Information)
Repayment Schedule
Apr 23, 2012
May 29, 2012
Currency Exchange Loss:
Jun 28, 2012