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Juana
Juana is a member of the communal bank "Todos Juntos", which belongs to the city of Viña del Mar.

She is a merchant and sells vegetables. Juana works every day and establishes her work schedule depending on her availability. With the loan she plans to change her vehicle. She buys goods from vegetable wholesalers, and one of her goals is to buy a truck to transport the goods to her workplace.

Juana lives with her daughter who is in school. She wants to add a second storey to their house to give her daughter a better lifestyle.

She is happy and grateful for the opportunity given her by Fondo Esperanza, since it has allowed her to invest in her business. She feels very comfortable with the other entrepreneurs in the communal bank group, because they all share their business experiences and interests. So it has become like a hobby for her.

Viña del Mar is a city on the central coast of Chile, also known as the Garden City because of the gardens and patios the old city residences have. It is also known as the tourist capital of Chile.
View original language description ↓
Juana forma parte del Banco Comunal “Todos Juntos” perteneciente a la ciudad de Viña del Mar.
Ella se dedica al rubro de comerciante, específicamente a la venta de verduras.
Juana se desempeña en sus labores de comerciante todos los días y su horario de trabajo lo distribuye de acuerdo a su disponibilidad.
Con el crédito cambiara su vehículo.
Su mercadería la compra en abastecimientos de verduras para su negocio. Una de sus metas son comprar un camión para trasladarse con su mercadería a su puesto de trabajo.
Juana vive junto a su hija quien se encuentra estudiando. Sus sueños son hacer un segundo piso en su casa, para brindarle una mejor calidad de vida a su hija.
Ella está muy contenta y agradecida de la oportunidad que le ha brindado Fondo Esperanza, ya que le ha permitido invertir en su negocio. Además se siente muy cómoda con la compañía de las demás emprendedoras del grupo del Banco Comunal, ya que comparten diferentes actividades, intereses, lo cual también le ha servido como un momento de distracción.
Viña del Mar es una ciudad y comuna ubicada en el litoral central de Chile, conocida como la Ciudad Jardín debido a los jardines y patios que poseen algunas viviendas antiguas de la ciudad. También es considerada la capital turística de Chile.

Additional Information

About Fondo Esperanza

Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.

About Chile

  • $14,900
    Average annual income
  • 0
    View loans »
    Chile Loans Fundraising
  • $2,587,775
    Funds lent in using Kiva
  • 505.4
    Chile Pesos (CLP) = $1 USD