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Teriya Group
In this Group: Abi , Abi , Awa , Djeneba
Predominantly married in traditional families with an average age of 36 and three children, the women in the Teriya group all live in the city of Sikasso (third administrative region of Mali) and became acquainted through family ties, as neighbours and through their professional activities.

They sell pasta, food condiments, vegetables, etc. In order to increase their working capital, the group members joined Soro Yiriwaso and are on their third credit loan cycle.

Mrs. Djeneba, second from left to right, plans to use her loan to purchase 30 kilos of onions locally from Sikasso wholesalers and conducts her sales at the market and from home, to both men and women customers.

Mrs. Djeneba expects this loan will enable her to achieve average monthly profits of 40,000 FCFA, to be reinvested in the business and to take on the household condiment needs.
View original language description ↓
Mariées majoritairement dans des familles traditionnelles avec une moyenne d’âge de 36 ans et 3 enfants, les femmes du groupe Teriya habitent toutes dans la ville de Sikasso (3ème Région administrative du Mali) et se sont connues à travers des liens de parenté, de voisinage et de leurs activités professionnelles.
Elles font de la vente de pâtes alimentaires, de condiments alimentaires, des légumes, etc.
Dans le but d’augmenter leurs fonds de commerce, les membres du groupe intègrent Soro Yiriwaso et sont à leur 3ème cycle de prêt solidaire.
Madame Djeneba 2 eme femmes de la gauche vers la droite, compte utiliser son prêt pour acheter, 30 kilos d’oignons, sur place à Sikasso, auprès des grossistes et effectue ses ventes, à domicile et au marché, à une clientèle composée d’hommes et de femmes.
Madame Djeneba compte réaliser avec ce prêt un bénéfice mensuel moyen de 40.000 FCFA qui sera utilisé, pour être réinvesti dans l’activité et prendre en charge les besoins du foyer en condiments.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 26
    View loans »
    Mali Loans Fundraising
  • $11,465,250
    Funds lent in using Kiva
  • 512.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD