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Hamrobibi
Hamrobibi is a 59 year old woman with a secondary vocational education who is an elementary school teacher. She works in a remote district as there is a shortage of such personnel there. She has helpers at home so she can travel to the remote districts. Her husband Abdukaum is fattening cattle and also receives a pension. On an advice from her friends, she has decided to take out a loan to repair her house. Her children will be helping her. When she heard about our organization, she liked the option of receiving the loan sum upfront and repaying the debt in small portions. She intends to work with Arvand every time going forward.
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Хамробиби-59 летняя женщина со средним специальным образованием,преподаватель начальных классов.Она работает в дальнем районе так как там не хватают таких кадров.У ней дома есть помощники, поэтому она может ехать в дальние районы.Муж Абдукаюм занимается откормом скота и получает пенсию.По совету знакомых она решила получить кредит и использовать на ремонт дома.Ей будут помогать её дети. Услышав о нашей организации,ей понравилось получить круглую сумму и частями погашать долг.Намерена каждый раз работать с Арванд в дальнейшем.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $1,388
    Average annual income
  • 137
    View loans »
    Tajikistan Loans Fundraising
  • $27,918,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Hamrobibi to repair the house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 14, 2012
Listed
May 25, 2012
Currency Exchange Loss:
Covered
Ended:
Jun 17, 2013