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Benkadi A Group
In this Group: Balakissa Madou , Balakissa Arouna, Dialia Kalifa , Djenebou Amadou , Djata Issa , Mariam , Fatoumata , Fatoumata , Kari Creyim , Adjaratou Abdoulaye
Members of the Benkadi A group are married women who on average are 38 years old with two children, all living in polygamous families in Zerlaba, one of the villages of Sikasso, third administrative region of Mali.

They work with the Soro Yiriwaso microfinance institution to help carry out their agricultural activities during the rainy season. They are on their fifth loan with the institution, and past loans have been fully repaid.

Balakissa Arouna grows peanuts, and is the third standing from left to right in the photo. With her loan, she intends to buy inputs and seeds, and pay labor costs to cultivate 1 hectare (approximately 2.5 acres).

After harvest, the crop is sold at village level and at the Sikasso market, to both men and women customers.

She expects to make an average profit of 110,000 FCFA per crop. The profits will enable her to pay off her loan and also to help her husband with daily expenses.
View original language description ↓
Les membres du groupe BENKADI A sont des femmes mariées ayant une moyenne d’âge de 38 ans, 2 enfants et vivant toutes dans des familles polygames à Zerlaba, un des villages de Sikasso, 3ème région administrative du Mali.
Elles collaborent avec l’institution de microfinance Soro Yiriwaso afin de mener à bien leurs activités agricoles pendant l’hivernage.
Elles sont à leur cinquième prêt avec l’institution et les prêts passés ont été bien remboursés.
La spéculation cultivée est : l’arachide avec Balakissa Arouna 3ème debout de la gauche vers la droite sur la photo.
Avec son prêt, elle compte acheter des intrants, la semence et payer les frais de labours pour entretenir : 1 hectare.
La production est vendue au niveau du village, au marché de Sikasso après la récolte à une clientèle composée d’hommes et de femmes.
Elle compte réaliser un bénéfice moyen de 110.000FCFA par campagne.
Ce bénéfice lui permettra de payer son prêt et aussi d’aider son mari dans les dépenses quotidiennes.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 40
    View loans »
    Mali Loans Fundraising
  • $11,450,100
    Funds lent in using Kiva
  • 512.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Benkadi A Group's $1,875 loan helped a member pay for labor, agricultural inputs and seeds.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 8, 2012
Listed
Jun 1, 2012
Currency Exchange Loss:
Possible
Ended:
Nov 15, 2012