Benkadi 3 Group
They work with Kiva's partner, the MFI Soro Yiriwaso, in order to be successful with their agricultural activities during the rainy season. They are seeking their eighth loan from Soro Yiriwaso. Previous loans were repaid without problems.
Nasseta Clakayere, sitting in the center in the photograph, grows peanuts. With her loan, she intends to buy fertilizers and seeds to maintain 1 hectare of land.
After the harvest, the production gets sold in the village and at the market in SIKASSO, to a clientele comprising both men and women.
Nasseta Clakayere intends to turn an average monthly profit of XOF 130'000 (ca US$ 240) per farming cycle, to be used to repay the loan and help her husband take care of the daily expenses.
Elles collaborent avec l’institution de microfinance Soro Yiriwaso afin de mener à bien leurs activités agricoles pendant l’hivernage.
Elles sont à leur huitième prêt avec l’institution, les prêts passés ont été bien remboursés.
La spéculation cultivée est : l’arachide avec Nasseta Clakayere assise au milieu sur la photo.
Avec son prêt, elle compte acheter des intrants et la semence pour entretenir : 1 hectare.
La production est vendue au niveau du village, au marché de SIKASSO après la récolte à une clientèle composée d’hommes et de femmes.
Elle compte réaliser un bénéfice moyen de 130.000FCFA par campagne.
Ce bénéfice lui permettra de payer son prêt et aussi d’aider son mari dans les dépenses quotidiennes.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid