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Esperance is 45 years old and is married with five children between 3 and 18 years old. She sells various goods such as water, cooking oil, beans, sugar, biscuits,., etc and she has been in this business for one year. Her business is open from 6 a.m to 7 p.m every day except on Sunday and she currently employs one person to help her.

Esperance has requested a Kiva loan via Vision Finance Company in order to purchase various goods such as water, cooking oil, beans, sugar, biscuits, etc., to sell. With any profits, she will be able to save for her future and she will be able to pay school fees for her children.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 82
    View loans »
    Rwanda Loans Fundraising
  • $12,895,775
    Funds lent in using Kiva
  • 597.0
    Rwanda Francs (RWF) = $1 USD