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Noemi is 38 years old, married and has 2 school-age children. Due to financial difficulties, Noemi engages in selling AVON and Ever Belena products in her community to generate additional income. She and her husband aim to upgrade their living status and to educate their children and give them a bright future. Despite the problems and difficulties they have encountered in life, Noemi has the confidence and determination to pursue and improve her business.

Noemi is asking for additional capital of 20,000 PHP to buy additional stocks of AVON and Ever Belena products to sell in her community. She believes that the loan will enable her to make improvements to her business and hopes that she will become successful in the future.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 1461
    View loans »
    Philippines Loans Fundraising
  • $59,362,100
    Funds lent in using Kiva
  • 43.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Noemi to buy additional stocks of AVON and Ever Belena products to sell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 4, 2012
Jun 1, 2012
Currency Exchange Loss:
Oct 16, 2012