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Zinnia Group
In this Group: Teren, Demetria, Anastacio
Demetria is married with two children. She is 54 years old and lives in the Philippines.

Demetria is a farmer and grows rice to earn a living. She has been doing this for 25 years. She has requested a loan of 8,000 PHP to purchase fertilizer for her farm.

Demetria has been a member of PMPC for almost one year. In the future, she hopes to expand her agricultural land and have a rice mill of her own. Demetria is the leader of a three-person group. Although they borrow as a group, each member of the group has his/her own business.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Philippines

  • $1175
    Average annual income
  • 342
    View loans »
    Philippines Loans Fundraising
  • $52,172,975
    Funds lent in using Kiva
  • 43.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A portion of Zinnia Group's $575 loan helped a member to purchase fertilizer for her farm.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 17, 2012
May 22, 2012
Currency Exchange Loss:
Dec 15, 2012