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This is 37-year-old Saidu. He is married and has three children. He describes himself as hardworking and honest.

In 2007, Saidu established his cosmetics and jewelry business to enable him to provide for his family. Working seven days a week and 11 hours a day, he earns about 1,620,000 SLL every month.

Saidu would like a loan in the amount of 4,500,000 SLL to buy items like necklaces, pink oil, palm cream, roll-on deodorant, and brown powder. He hopes that this loan will enable him to increase his monthly profits by approximately 300,000 SLL.

In the future, Saidu plans to build a house and to educate his children. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 51
    View loans »
    Sierra Leone Loans Fundraising
  • $9,344,750
    Funds lent in using Kiva
  • 4,310.0
    Sierra Leone Leones (SLL) = $1 USD
A loan of $1,050 helped Saidu to buy more cosmetics and jewelry.
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 4, 2012
May 21, 2012
Currency Exchange Loss:
Jun 20, 2012