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Zulema Yadira
The “1 de Febrero” (February 1) communal bank meets every two weeks in Picoaza Parish in the city of Portoviejo, a city known for being a very commercial zone, for its traditional feast day of Saint Peter and Saint Paul and for the cheerfulness of its people.

Zulema, 30, lives in this place. She’s in a common law relationship and has three children who are 14, 12 and 8 years of age. The two older ones attend secondary school and the youngest one is in elementary school. Her husband is a merchant.

Our friend is a very good housewife who in order to earn something on her own and use these resources to help her husband with household expenses, prepares fast-food snacks to sell like turnovers, ‘corviches’ [deep-fried plantain stuffed with fish or other meat], tortillas as well as soft-drinks and coffee for those who prefer that beverage. Mornings she also prepares and sells the delicious “Encebollado de Pescado” [a type of fish soup] which is very well-liked by her customers. This is how she and her family are able to get ahead since what her husband earns isn’t enough to live on. She’s had her business for 8 years and it gives her much satisfaction.

She will use this loan to buy fish, oil, plantain, peanuts and other foodstuffs to prepare her meals. She’s been in the communal bank for five cycles and likes it because of the group’s unity. Her dream is to own a great restaurant.
View original language description ↓
El Banco Comunal 1 De Febrero se reúne cada quince días en la parroquia Picoaza de la ciudad de Portoviejo. Lugar conocido por ser una zona muy comercial, por sus fiestas tradicionales de San Pedro y San Pablo y por la alegría de su gente.

En este lugar vive la señora Zulema, tiene 30 años de edad y mantiene una relación de unión libre de la cual tiene tres hijos de 14, 12 y 8 años de edad, los dos mayores estudian en colegio y el menor en escuela. El marido es comerciante.

Nuestra amiga es una muy buena ama de casa que para poder ganar algo por su cuenta y con estos recursos poder ayudar a su esposo con los gastos del hogar se dedica a preparar y vender bocadillos y comida rápida como: empanadas, corviches, tortillas, así como jugos gaseosas y café para el que prefiera esta bebida, ella también en las mañanas prepara y vende el deliciosos encebollado de pescado que es muy apetecido por sus clientes, es así como ella y su familia pueden salir adelante ya que con le queda a su esposo no les alcanza para vivir, ella lleva 8 años con su negocio el cual les da muchas satisfacciones.

Este crédito lo va utilizar en comprar pescado, aceite, plátano, maní y otros víveres para la preparación de los alimentos. Lleva 5 ciclos en el Banco Comunal y le gusta por la unión que hay en el grupo.

Su sueño es tener un gran restaurante.

About Ecuador

  • $10,200
    Average annual income
  • 34
    View loans »
    Ecuador Loans Fundraising
  • $23,216,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Zulema Yadira to buy fish, oil, bananas, peanuts and other foodstuffs.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 10, 2012
Listed
Jun 2, 2012
Currency Exchange Loss:
N/A
Ended:
Oct 15, 2012