Manuia is a 52-year-old married woman with seven children. To earn a living, she makes and sells german buns, donuts, and other local foods in her community. She has three years of experience with this business.
Manuia needs a loan to buy salt, flour, sugar, and meats. She plans to use her profits to improve her business in the future. Manuia has been a member of SPBD since 2011.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.