Julie is a 42-year-old married woman with nine children. She would like to start growing tomatoes, cucumbers, and carrots to earn a living.
Julie has requested a loan to buy equipment such as rakes, gloves, a wheelbarrow, and vegetable seeds to start her business. She will spend her profits to improve her business in the future. Julie has been a member of SPBD for two years.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.