Nive is a 36-year-old married woman with four children.
She would like to start growing taro, banana trees, and breadfruits to earn a living. Nive has requested a loan to buy farming equipment to start her business.
She has been a member of SPBD for two years. Nive will spend her profits to improve her business and to save for her family's future.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.