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Chibaty Group
In this Group: Maria Leucadia, Amelia, Irma, Maria Crisanta
Amelia is 59 years old and is a very hardworking woman who wants to improve her quality of life. She lives in a very beautiful and picturesque community that is surrounded by pine-covered hills; the pine trees provide Amelia with a source of raw material for the Ocoshal [woven pine fiber] crafts she makes. Amelia enjoys living in her community because her culture is deeply rooted there, since most of the locals speak the Mazahua language and wear traditional Mazahua clothing.

Amelia is widowed and has 5 children, all of them married. She has lived alone for two years. She makes a living growing and selling avocados. She also makes handicrafts to sell, which she has done ever since a nun taught her how to make Ocoshal crafts more than ten years ago. Amelia is asking for a loan so she can purchase materials she needs for making Ocoshal handicrafts, such as needles and thread, as well as soap and bleach for washing the pine fibers. She weaves the fibers into baskets, tortilla baskets, breadbaskets, vases, mats, jewelry boxes, and many other items.

Amelia is also going to use the loan to purchase fertilizer and insecticide in order to improve the quality of her avocado trees. She says that even though her trees are small right now, she expects to get her first avocado crop in December and will definitely earn a profit from her trees. Amelia is excited about the loan because it will allow her to improve the quality of her avocados. She hopes to use the profits from her first crop to purchase a pump for bringing water up to her land, since she has difficulty walking up the hill carrying buckets of water and then watering her trees by hand.

The other three members of the group are María Leucadia, Irma, and María Crisanta. Like Amelia, they are also going to use their shares of the loan to purchase supplies for growing avocados as well as materials for making Ocoshal handicrafts.
View original language description ↓
Amelia tiene con 59 años de edad es una mujer muy trabajadora y con ganas de tener una mejor calidad de vida platica que donde vive es una comunidad muy bonita y pintoresca ya que a su alrededor se encuentran los cerros llenos de pinos los cuales de ahí sacan la materia prima para hacer sus artesanías en ocoshal, también comenta que le agrada vivir ahí porque ahí está su cultura bien arraigada ya que la mayoría de las personas hablan y visten el mazahua. Amelia es viuda y tuvo 5 hijos ya todos casados y vive sola dice que desde hace dos años se dedica a cultivar aguacate para después venderlo, también platica que hace sus artesanías desde hace más de diez años que una monja les enseño hacer artículos de ocoshal para vender. Ella está pidiendo un crédito a la financiera para la compra de material para hacer sus artesanías de ocoshal como hilo, agujas, jabón y cloro para lavar el ocoshal ella hace canastos, tortilleras, paneras, floreros, tapetes, alhajeros y muchas otras cosas mas. También invertirá el crédito para la compra de abono, insecticidas, fertilizantes para darles una mejor calidad a su arboles de aguacate. Dice que aunque todavía son pequeños los arboles ella espera en el mes de diciembre ver su primera cosecha y ahora si obtendrá ganancias de estos arbolitos. Platica que esta emocionada por que gracias al crédito mejorara las condiciones de sus aguacate y ella espera que con las ganancias de la primera cosecha comprara una bomba para subir el agua hasta su terreno ya que abeces le cuesta trabajo subir con cubetas al cerro para echarle agua a sus arbolitos. Las otras tres integrantes se llaman María Leucadia, Irma y María Crisanta ellas invertirán sus créditos en la compra de insumos para cultivar aguacate y para la compra de material para hacer artesanías de ocoshal.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 21
    View loans »
    Mexico Loans Fundraising
  • $19,058,800
    Funds lent in using Kiva
  • 13.8
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Chibaty Group's $2,550 loan helped a member to purchase supplies for growing avocados such as fertilizer and insecticide, and to purchase materials for making Ocoshal handicrafts.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
May 9, 2012
May 28, 2012
Currency Exchange Loss:
Jan 19, 2013