Rosa works as a merchant. She has a small business in her house where she sells sweets as well as groceries such as cooking oil, soap, pasta, chili peppers, and canned beans. Rosa has put considerable effort, dedication, and responsibility into her work, and she wants to use her next loan to make her business bigger. That is her goal for the next few months and she thinks she will be successful.
Rosa is one of the members of the Verano [‘Summer’] group, which is made up of 6 responsible individuals. These are the members, along with their respective activities: Isabel sells soft drinks; Luis Daniel is a mechanic; Antonia sells food; Delfina sells shoes from a catalog; Rosa Ines sells groceries; and Alexis works on machinery.
Rosa es comerciante, tiene un pequeño negocio en su casa donde vende dulces y productos de abarrotes como aceites, jabón, pastas, chiles y frijoles enlatados entre otras cosas y ella con su gran esfuerzo, dedicación y responsabilidad con el próximo préstamo quiere hacer más grande su negocio; es una meta que se ha propuesto para los siguientes meses y ella cree que lo logrará.
Rosa es uno de los integrantes del grupo Verano, tal grupo esta integrado por 6 personas responsables que a continuación serán mencionados junto con cada una de las actividades que desempeñan: Isabel vende refrescos, Luis Daniel es mecánico, Antonia vende comida, Delfina vende calzado por catálogo, Rosa Ines vende productos de abarrotes y Alexis trabaja en maquinarias.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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